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2025/26 (current)

Stamp Duty Calculator

Calculate UK Stamp Duty Land Tax (SDLT) for England, LBTT for Scotland, or LTT for Wales. Get instant results with a detailed breakdown and tax-saving tips.

Property Details

No SDLT up to £425k on first home

+5% surcharge (buy-to-let, second home)

+2% surcharge applies

Rates: 2025/26 (current)
Update due 06/04/2026

This calculator is still using the last known rate schedule. Add the new year's rates to keep results accurate.

Stamp Duty

£5,000

Tax payable on completion

Effective Rate

1.43%

Of property price

Total Cost

£355,000

Property + Tax

Rate Breakdown

BandTaxableRateTax
£0 - £250,000£250,0000%£0
£250,000 - £925,000£100,0005%£5,000
Total Stamp Duty£5,000

Tax Optimization Tips

INFO
Stamp duty must be paid within 14 days of completion. Your solicitor will handle this as part of conveyancing.

Stamp Duty Calculation

SDLT = Σ (Band Amount × Band Rate) + Surcharges

Stamp duty is calculated progressively across tax bands. Each portion of the property price is taxed at different rates, plus any applicable surcharges for additional properties, non-UK residents, or company purchases.

Frequently Asked Questions

What is Stamp Duty Land Tax (SDLT)?

When do I pay Stamp Duty?

What is the Additional Property Surcharge?

Are first-time buyers exempt from Stamp Duty?

What's the 2% non-UK resident surcharge?

Should I buy through a limited company?